Avoid Home Foreclosure & Stop Sheriff Sales
The recent economic crisis has put a huge financial strain on many homeowners across Louisiana. If you are one of them, do not lose faith. You have worked hard for your home. You do not have to give it up and it is almost never too late to seek help. No matter what stage you are at in the foreclosure process, it is in your best interest to seek an experienced Louisiana bankruptcy lawyer who can provide effective bankruptcy representation.
Get Immediate Foreclosure Relief
At the law firm of Simon, Fitzgerald, Cooke, Reed and Welch, our practice is completely focused on bankruptcy. That is all we do and we do it well. If you are behind on mortgage payments and afraid of losing your house, we can file for bankruptcy and put an immediate stop to foreclosure. The filing of a Chapter 13 bankruptcy immediately stays all foreclosure proceedings.
Chapter 13 Bankruptcy Stops Foreclosure
If you fear home foreclosure or a sheriff's sale, we can help. Schedule a free initial consultation with one of our experienced Louisiana bankruptcy attorneys. There are no Chapter 13 upfront fees.
Call 888-341-8091 or contact us online for a free consultation at our nearest office:
Shreveport • Bossier City • Monroe • Lake Charles • Baton Rouge • Lafayette
How Chapter 13 Bankruptcy Stops Foreclosure
If you are behind on mortgage payments, a foreclosure suit has been filed or a sheriff's sale has already been set, filing for Chapter 13 bankruptcy places an automatic stay on all creditors. Creditors also have to stop harassing you and must cease all demands for payment. The federal bankruptcy court is now protecting you.
In Chapter 13, you are allowed to pay any home mortgage arrearages over time. However, with Chapter 7, that is not an option and any past due payments have to be paid and the notes brought current. Once Chapter 13 bankruptcy is filed, you are able to restructure all unsecured loans (i.e. credit card debt, car loans, medical bills), which may end up helping you make your mortgage payments. The advantage of Chapter 13 over Chapter 7 is that you are able to make a re-payment plan that works for you, over a period as long as five years.
Free Initial Consultation With Baton Rouge, Louisiana, Bankruptcy Attorneys
Our Louisiana bankruptcy lawyers are ready to help you save your home and set up a plan of repayment that you can afford. Call us at 888-341-8091 to set up your free initial consultation. In most cases, our legal fees are included in your Chapter 13 and are paid over time through your Chapter 13 plan.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
