KEITH WELCH: We are living through some very difficult financial times. Everyone is worried about the future, and many of us have too much debt. You want to pay everyone but sometimes it just cannot be done. Chapter 13 may provide a way for you to keep those things that are important to you with payments that you can afford.

[GRAPHIC: Simon, Fitzgerald, Cooke, Reed & Welch Louisiana's oldest bankruptcy law firm Shreveport 868-2600 Bossier 747-1600]

KEITH WELCH: We're Simon, Fitzgerald, Cooke, Reed and Welch, Louisiana's oldest bankruptcy law firm.

[GRAPHIC: Simon, Fitzgerald, Cooke, Reed & Welch Attorneys at Law]

KEITH WELCH: We'll explain your options so that you can decide what's best for you and your family. Call us.

If you decide to retain us, the initial consultation services will be included in the fee quoted to you, which will be contained in a separate contract signed when you retain our office.

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.