VOICE: We understand going to a lawyer to discuss financial matters is a difficult decision.

[GRAPHIC: Glasses and book]

MALE VOICE: We offer a free and confidential appointment to discuss your options.

[GRAPHIC: Simon, Fitzgerald, Cooke, Reed & Welch Attorneys at Law]

MALE VOICE: We're Simon, Fitzgerald, Cooke, Reed and Welch, Louisiana's oldest bankruptcy law firm.

Chapter 13 is a federal law that may provide a way for you to keep those things important to you with payments that you can afford. In most cases you are not required to pay your creditors in full. Call to schedule an appointment with one of our experienced bankruptcy attorneys.

[GRAPHIC: Simon, Fitzgerald, Cooke, Reed & Welch Louisiana's oldest bankruptcy law firm Shreveport - 868-2600 Bossier - 747-1600 We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code. Keith M. Welch, Kevin R. Molloy - Board Certified Consumer Bankruptcy Specialist Certified by the Louisiana Board of Legal Specialization]

If you decide to retain us, the initial consultation services will be included in the fee quoted to you, which will be contained in a separate contract signed when you retain our office.

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.