Bankruptcy Costs And Fees

The Catch-22 of bankruptcy is that you have no money to spare, but are forced to hire an attorney because of the sheer complexity of bankruptcy. The law firm of Simon, Fitzgerald, Cooke, Reed and Welch is sympathetic to your plight.

Chapter 13 — No Up Front Attorney Fees

(For Chapter 13 Bankruptcy Only)

In most cases, we do not require you to pay the fees and expenses in advance because the fees and expenses are included in the monthly payments made to the Chapter 13 trustee. Court costs are normally paid prior to filing but can be paid in installments.

We invite you to a free consultation at one of our five offices statewide:

Shreveport-Bossier City • Lake Charles • Alexandria • Lafayette

One of our experienced bankruptcy lawyers will sit down with you in a no-cost, no-obligation consultation to discuss your financial situation and options for debt relief. If you decide to go ahead with a Chapter 7 bankruptcy filing or Chapter 13 filing, the costs and fees are outlined below.

If you decide to retain us, the initial consultation services will be included in the fee quoted to you, which will be contained in a separate contract signed when you retain our office.

Court Costs

A fixed fee must be paid to the Clerk of Court upon filing any bankruptcy case.

  • Chapter 7 court costs are $335. After your free consultation, we require advance payment before we begin preparing your bankruptcy petition. This is standard practice.
  • Chapter 13 court costs are $310. You can pay the costs upfront, or if you cannot afford to pay the $310 you may be able to pay the costs in installments, with a first installment of only $155. In certain circumstances in the Shreveport Division, you may not be required to pay any of the costs prior to filing.

Chapter 13 No Up Front Fee Fees Not Paid In Advance

We usually do not require the payment of any attorney fees prior to filing. This fee must be approved by the court and is paid to us as an administrative claim from the money you pay each month to the bankruptcy trustee. In other words, in most cases there are no attorney fees up front. In some circumstances a portion of the attorney fee will be required in advance. Requiring some portion of the fee is more common in cases filed in the Lake Charles and Lafayette areas.

Chapter 7 Fees Required Before Filing

We are paid upfront in a Chapter 7 filing. This is generally true of all firms handling Chapter 7 cases. Our base attorney fee for a typical Chapter 7 proceeding is between $750 and $1,500, depending on the complexity of your case. We will quote an exact fee at your initial consultation.

Free Consultation On Chapter 13

The majority of bankruptcy filings in Louisiana are Chapter 13s. With very little out-of-pocket expense required until your repayment plan starts (30 days after filing), are you ready to get the information you need to make an informed decision? Contact us by calling 888-341-8091.