It’s not uncommon for Louisiana residents or others across the country to encounter bumps in their roads to financial stability. Any number of issues from unexpected medical bills and job loss to frivolous spending can negatively impact finances. The good news is that most financial problems are temporary, especially if the person involved knows how to access immediate debt relief support.

In some situations, those with debt wind up needing outside assistance to protect their rights against aggressive creditors. Others find relief by filing for certain types of bankruptcy according to their individual circumstances. For instance, someone who can show proof of income may be able to apply for a restructured payment plan while retaining ownership of his or her assets.

Chapter 13 bankruptcy may be a viable option in such situations. Then again, some may determine that Chapter 7 bankruptcy is a better way to go. An experienced debt relief attorney knows the ins and outs of the system and can help a concerned client figure out which option best serves a particular need.

At Simon, Fitzgerald, Cooke, Reed and Welch, we are fully prepared to assist Louisiana residents seeking debt relief solutions to their financial problems. With more than five decades of experience in bankruptcy law, our legal team can help protect you from consolidation schemes and determine what the best course of action may be to help you get back on track financially. We offer free initial consultations to our prospective clients to make the financial crisis solution process as economically feasible as possible.