Contact Us

Bold labels are required.

NameThis field is required.


The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Simon, Fitzgerald, Cooke, Reed and Welch
Simon Fitzgerald, LLC
Louisiana’s Oldest Bankruptcy Law Firm
Free Case Evaluation
View Our Practice Areas

Avoid debt and know how to access debt relief support, if needed

Louisiana residents are not immune to the ebb and flow of the nation's economy. Like many people in other states, most people here can relate to ups and downs where their finances are concerned. If a person is worried about possible financial crisis, there may be several things he or she can do to avoid falling into serious debt. If a problem has already arisen, there may be several debt relief options available.

Long ago, when credit cards did not exist, people typically paid cash for their purchases. At some point, merchants began accepting IOUs in lieu of cash payments; hence, the system of owing a creditor money was born. To avoid debt, it's always best to pay cash whenever possible because even the best intentions to pay off a credit card balance every month might fall by the wayside if an unforeseen situation arises.  

It's also wise to pay more than the required minimum on a credit card balance, if possible. This helps keeps interest rates lower and pays down debt quicker. There are many scammers in Louisiana and elsewhere who try to take advantage of people who are financially vulnerable. When seeking debt relief assistance, always make sure a support agency is legitimate. If promises sound too good to be true, they likely are.  

Some Louisiana residents will put forth their best efforts and still wind up facing serious financial crises, perhaps due to loss of income, medical emergencies, divorce or other issues. The good news is that most financial turmoil is temporary. By tapping into local resources, one can access debt relief support and develop a repayment plan, as well as explore other available options. 

No Comments

Leave a comment
Comment Information
Email Us For A Response

Office Locations

Shreveport Office
4700 Line Avenue, Suite 200
Shreveport, LA 71106
Fax: 318-868-8966

Map & Directions

Shreveport Office

Alexandria Office
1118 3rd Street
Alexandria, LA 71301
Phone: 318-224-0340
Fax: 318-868-8966

Map & Directions

Alexandria Office

Lafayette Office
2901 Johnston Street, Suite 202
Lafayette, LA 70503
Phone: 337-205-0492
Fax: 337-456-5465

Map & Directions

Lafayette Office