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Simon, Fitzgerald, Cooke, Reed and Welch
Simon Fitzgerald, LLC
Louisiana’s Oldest Bankruptcy Law Firm
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chapter 13 Archives

Could Chapter 13 be the answer to your financial woes?

If you're currently facing a financial crisis, you're far from the only person in Louisiana to be going through such times. Where finances are concerned, there is typically an ebb and flow; some years may be better than others. It's often surprising how quickly things can get out of hand once credit card debt starts piling up or an unforeseen circumstance arises that carries exorbitant expenses, such as a medical emergency. When researching potential forms of debt relief, those with steady incomes may want to consider Chapter 13 bankruptcy.

Racial bias may exist where Chapter 13 bankruptcy is concerned

Recent studies suggest there may be prevalent stereotypes against a particular race of people when it comes to certain forms of debt relief. Various psychologists and legal researchers combined efforts to investigate the topic.  They have concluded that there are significant racial disparities associated, in particular, with Chapter 13 bankruptcy. Louisiana residents currently facing a financial crisis may want to learn more about this issue.

Is bankruptcy a legal decision or a moral one?

You've always been told that bankruptcy is something to avoid at all costs. You think it's the closest thing you can do to breaking the law without actually becoming a criminal. You think it's wrong, you feel shame for even considering it, and you know you'd never do it.

Former attorney seeks bankruptcy for second time in as many years

Many in Louisiana may think that people with a lot of money are immune to debt struggles. Yet with large amounts of money also often comes significant spending along with the potential of those assets being mismanaged. Another financial responsibility that those termed as being rich may have is a heavy tax liability. All of these factors add up to the possibility of even wealthy people having to face the prospect of bankruptcy.

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