Stop Creditor Harassment: Legal Solutions with Simon Fitzgerald LLC

If you’re deep in debt, the constant barrage of harassing phone calls and threatening letters can add to your stress. You may wish to pay everyone, but it may be impossible. At Simon Fitzgerald LLC, we understand your predicament and are here to help. Filing for bankruptcy can provide immediate relief from debt collection and stop creditor harassment. 

The Automatic Stay: Your Shield Against Creditor Harassment

One of the immediate benefits of filing for bankruptcy is the automatic stay. This legal provision comes into effect the moment you file for bankruptcy. It serves as a shield, stopping most creditors from continuing with collection activities. This means that the endless phone calls, the threatening letters, and any wage garnishment must cease. 

The automatic stay is a powerful tool that can provide you with the peace you need to focus on your bankruptcy case. It’s important to note that not all debts are covered by the automatic stay. For instance, it won’t stop certain tax proceedings, child support actions, or criminal proceedings. However, most forms of creditor harassment will be halted.

Meet Caroline and Henry from Alexandria: A Case Illustration of Regaining Peace and Control by Stopping Creditor Harassment with Simon Fitzgerald LLC

Caroline and Henry, a retired couple from Alexandria, enjoyed their golden years until unexpected medical emergencies led to a financial crisis. The medical bills quickly piled up, and they had to rely on credit cards to make ends meet. Soon, they were overwhelmed by debt and faced relentless harassment from creditors.

The constant phone calls, threatening letters, and aggressive tactics were more than just a nuisance; they were a source of anxiety and fear. The couple felt trapped, unsure how to escape the never-ending cycle of harassment.

Seeking help, Caroline and Henry turned to Simon Fitzgerald LLC. Our team of experienced attorneys quickly assessed their situation and determined that filing for Chapter 7 bankruptcy would provide the immediate relief they needed.

The automatic stay was enacted upon filing, putting an immediate stop to all creditor harassment. The phone calls ceased, the letters stopped, and Caroline and Henry could finally find peace in their home.

Our attorneys guided them through bankruptcy, helping them discharge their unsecured debts and regain control of their financial lives. We stood by their side, ensuring they understood their rights and options every step of the way.

When one creditor mistakenly continued to call, our firm acted swiftly, holding the creditor accountable for violating the automatic stay. The court’s intervention ensured that Caroline and Henry’s rights were protected, and the harassment was permanently stopped.

With the support of Simon Fitzgerald LLC, Caroline and Henry were able to stop creditor harassment and rebuild their financial stability. They are now enjoying retirement in Alexandria, free from the stress and anxiety that once plagued them.

If you’re facing creditor harassment in Alexandria or anywhere in Louisiana, don’t hesitate to contact Simon Fitzgerald LLC. We’re here to help you find the relief you need.

How Simon Fitzgerald LLC Can Help

At Simon Fitzgerald LLC, we have a team of experienced attorneys who can guide you through bankruptcy. We can help you understand your options, whether eliminating debts in Chapter 7 or paying a portion over time in a Chapter 13 filing. 

Our attorneys will work closely with you to determine the best course of action based on your circumstances. We understand that every situation is unique, and we’re committed to finding a solution that fits your needs.

To learn more about the automatic stay and how it protects you during bankruptcy, click here.

What to Do if Creditor Harassment Continues

If a creditor continues to harass you after you’ve filed for bankruptcy, our attorneys can step in. Any creditor who intentionally violates the automatic stay can be held in contempt of court. This could result in them having to pay you damages and cover your attorney fees.


Stopping creditor harassment can be stressful, and it’s normal to have questions about how bankruptcy can provide relief. We’ve compiled some of the most frequently asked questions about stopping creditor harassment to help you better understand what to expect.

Why Choose Simon Fitzgerald LLC to Stop Creditor Harassment?

Complete and instant relief from creditor harassment may be provided in bankruptcy, but you need a team that combines experience, compassion, and commitment to guide you. At Simon Fitzgerald LLC, we have a legacy of helping clients find relief from creditor harassment and financial stress. Our experienced attorneys can explore bankruptcy filing alternatives such as debt settlement. 

Understanding Chapter 7 and Chapter 13 can be easy. Our free guide simplifies it for you. Stay updated with the latest information by signing up for our newsletter. If you’re considering bankruptcy, get a personalized assessment of your options. With our legacy behind us, you don’t have to face creditor harassment alone. Choose us to assist you in regaining control of your financial wellbeing. Contact us today to schedule your free consultation and experience working with us. Take action now and regain control of your life.