Facing bankruptcy is never easy, but at Simon Fitzgerald LLC, our Alexandria bankruptcy attorneys are dedicated to making the process as smooth as possible. With a focus on Chapter 7 and Chapter 13 bankruptcy cases, we provide our Alexandria clients with knowledgeable legal guidance and compassionate care. Whether you’re struggling with unpaid loans, foreclosure, or creditor harassment, we’re here to assist you in finding the right solution to regain your financial footing.
OUR ALEXANDRIA OFFICE
Our Alexandria office is centrally located, offering easy access for clients. We provide flexible appointment times and personalized service to guide you through bankruptcy. Here’s how you can reach us:
- Address: 1118 3rd Street
- Alexandria, LA 71301
- Phone: 318-625-7505
- Fax: 318-868-8966
- M-F: 8:00 AM to 5:30 PM
Directions can be found here.
SERVING ALEXANDRIA AND BEYOND
At Simon Fitzgerald LLC, our Alexandria office proudly offers comprehensive bankruptcy services to residents of Alexandria and its neighboring areas. We handle cases filed in the Western District of Louisiana, specifically within the “Alexandria Division.” The Alexandria Division contains the 10th largest city in Louisiana, Alexandria, LA. Other notable cities in that division are Ball, Bunkie, Ft. Polk, Jena, Leesville, Natchitoches, Pineville, and Winnfield.
We also cater to Avoyelles, Catahoula, Concordia, Grant, LaSalle, Natchitoches, Rapides, Vernon, and Winn parishes. Our seasoned bankruptcy attorneys are prepared to assist you regardless of your location within the Alexandria Division. We are committed to guiding you through the complexities of the bankruptcy process, leading you toward a fresh financial start.
We are Louisiana’s oldest bankruptcy law firm, and our Lafayette attorneys are skilled in Chapter 7 and Chapter 13 bankruptcy cases, creating customized strategies to help you regain control of your financial life. We understand the challenges of bankruptcy and are here to ensure you navigate them confidently. Our commitment to personalized service and in-depth understanding of local court procedures make us dependable for bankruptcy services in Lafayette and beyond.
OUR EXPERT ALEXANDRIA BANKRUPTCY ATTORNEYS
Our Alexandria Chapter 7 and Chapter 13 Bankruptcy Attorneys are:
At Simon Fitzgerald LLC, our Alexandria bankruptcy attorneys are committed to guiding you through the complexities of bankruptcy law. With expertise in Chapter 7 and Chapter 13 cases, they provide personalized legal strategies to address your unique financial needs.
Navigating the intricacies of bankruptcy law, including the specific challenges of Chapter 7 and Chapter 13 cases, is a task our Alexandria attorneys excel at. They understand the individuality of each client’s financial situation and craft legal strategies to match. Contact us today to schedule a free initial consultation and take the first step toward financial freedom.
Bankruptcy Court, Judges, and Trustees in Alexandria Division
The Alexandria Division of the United States Bankruptcy Court, located in the heart of Louisiana, serves a broad geographical area, including nine parishes: Avoyelles, Catahoula, Concordia, Grant, LaSalle, Natchitoches, Rapides, Vernon, and Winn parishes. If you’re a resident of any of these parishes and considering filing for bankruptcy, your case will be filed and overseen in this division.
Judge Stephen D. Wheelis presides over all bankruptcy cases in the Alexandria Division. The Chapter 13 trustee in the Alexandria Division is John C. Thornburg, and the Chapter 7 trustees are Brett Brunson and Rocky Wilson.
You can visit the official website here for more information about the Alexandria Division of the United States Bankruptcy Court. To learn more about Judge Stephen D. Wheelis, click here. For details about Chapter 13, Trustee John C. Thornburg, visit this link.
ALEXANDRIA CHAPTER 7 BANKRUPTCY
In Alexandria, Louisiana, people can file for Chapter 7 bankruptcy to get rid of their debts. This type of debt relief can be used by individuals struggling with medical expenses and credit card debts. People below the state’s median income can typically file for Chapter 7 bankruptcy. If their income is above the median income, they may not be able to qualify for this type of bankruptcy. However, if their income is slightly higher, they may still benefit from this type of bankruptcy.
ALEXANDRIA CHAPTER 13 BANKRUPTCY – NO ATTORNEY FEES UPFRONT
If you are considering filing for bankruptcy in Alexandria, contact an experienced attorney at Simon Fitzgerald LLC. Chapter 13 bankruptcy can help people keep their homes even if they’re behind on payments. Before people can start considering filing for bankruptcy, they must ensure they have a regular and stable income. If people have a stable and regular income, they should consider filing for Chapter 13 bankruptcy. In most Chapter 13 cases, we do not require you to pay the attorney fees in advance because the fees can be included in the monthly payments made to the Chapter 13 trustee. Court costs are typically paid before filing. See our fees and costs page for more information.
Meet Joe: A Chapter 7 Bankruptcy Case Illustration in Alexandria, LA
Joe Bailey, an Alexandria resident, has suffered some serious financial setbacks. His company downsized, leaving him solely with unemployment income while looking for a new job. During this time, Joe could not pay what he owed in back taxes, so by the time he found another job; the IRS decided to garnish his wages. Joe found himself slipping deeper and deeper into debt. He was paying regular monthly and medical bills with high-interest credit cards because so much of his wages were being taken by the IRS. Joe was at the end of his rope when he decided to speak to an Alexandria, LA bankruptcy lawyer from Simon Fitzgerald.
While Joe had never seen himself as the “kind of person” who would file for bankruptcy, after speaking to an experienced Alexandria, LA bankruptcy lawyer from Simon Fitzgerald LLC, he felt more at peace about his financial future than he had in a long time. Joe qualified for Chapter 7 bankruptcy, allowing him a fresh new financial start while stopping the wage garnishment. Joe’s debts had been discharged under Chapter 7 bankruptcy in just a few short months. He was already receiving offers for secured credit cards that would help him rebuild his credit. Joe’s life had taken a turn for the better after many months of financial misery, making him wonder why he hadn’t filed for bankruptcy sooner.
What are some of the questions I should ask a potential bankruptcy attorney in Louisiana during the initial consultation?
During the initial consultation with a potential Alexandria, LA bankruptcy lawyer, asking relevant questions to gauge their suitability for your case is essential. Some key questions to consider asking include:
- How many years of experience do you have in bankruptcy law, particularly in Louisiana? Inquire about their experience handling bankruptcy cases within the state, as familiarity with local laws and procedures can be advantageous.
- Have you handled cases similar to mine in the past? If so, what were the outcomes? Understanding the attorney’s experience with cases similar to yours provides insight into their ability to handle your specific situation and achieve favorable outcomes.
- Can you explain the different bankruptcy chapters and recommend the most suitable one for my situation? A knowledgeable attorney should be able to explain the differences between Chapter 7 and Chapter 13 bankruptcy and provide guidance on which chapter aligns best with your financial circumstances.
- What is your approach to communication, and how can I reach you with questions or concerns? Clear communication is vital throughout the bankruptcy process. Inquire about the attorney’s preferred communication methods, response times, and availability to ensure they can provide your required support.
- What are your fees, and how do you structure your payment arrangements? Understanding the attorney’s fee structure, including any up-front costs and payment plans, allows you to assess the financial implications of hiring their services.
Asking these questions will help you assess the attorney’s expertise, familiarity with Louisiana bankruptcy laws, past successes, and compatibility with your communication preferences and financial situation. The answers will provide valuable insights into their qualifications and how they approach client representation.
HOW DOES A BANKRUPTCY ATTORNEY HELP IN THE PROCESS OF FILING FOR BANKRUPTCY IN LOUISIANA?
Navigating the filing process for bankruptcy in Louisiana can be complex and overwhelming. A bankruptcy attorney plays a vital role in providing guidance and support throughout the process, ensuring your rights are protected and you make informed decisions. Here’s what you can expect from an Alexandria, LA bankruptcy lawyer:
- Comprehensive Legal Advice: A bankruptcy attorney provides legal advice tailored to your unique financial situation. They can help you understand the differences between Chapter 7 and Chapter 13 bankruptcy and advise you on the option that suits your circumstances. They can also help you understand the potential consequences of bankruptcy, such as the impact on your credit score and the possibility of losing certain assets.
- Preparation and Filing of Documents: Filing for bankruptcy involves much paperwork. Your attorney will help you prepare and file all the necessary documents, ensuring they are accurate and timely. This includes the bankruptcy petition, schedules of assets and liabilities, a statement of financial affairs, and a schedule of income and expenses.
- Representation in Court: Your attorney will represent you in all bankruptcy proceedings, including meeting creditors and any necessary court hearings. They will advocate for your interests and help you navigate any challenges.
- Debt Counseling: Bankruptcy attorneys can counsel you on managing your debts and rebuilding your finances after bankruptcy. They can also help you understand the requirements for credit counseling and debtor education courses, which are required for all individuals filing for bankruptcy.
- Local Expertise: Bankruptcy laws and procedures can vary from state to state. A Louisiana bankruptcy attorney will have specific knowledge of Louisiana’s bankruptcy laws and the local rules and procedures of the Louisiana bankruptcy courts.
FREQUENTLY ASKED QUESTIONS
Bankruptcy can be a complex process, and having questions is normal. We’ve compiled some of the most frequently asked questions about bankruptcy to help you better understand what to expect.
- How can bankruptcy stop wage garnishment in Alexandria, Louisiana?
- How does the bankruptcy means test work in Alexandria, Louisiana?
- How long does a bankruptcy stay on my credit report in Alexandria, Louisiana?
Ready for a Fresh Start? Contact an Alexandria, LA Bankruptcy Lawyer From Simon Fitzgerald LLC Today
Do you need help understanding the difference between Chapter 7 and Chapter 13? Don’t worry; we’ve got you covered. At Simon Fitzgerald LLC, we provide personalized attention for each case. If you’re struggling with debt and considering bankruptcy, don’t face it alone.
Understanding Chapter 7 and Chapter 13 can be easy. We offer a free, easy-to-understand guide to help you understand the basics of Chapter 7 and Chapter 13. Why not sign up for our newsletter to stay updated with the latest information? If you’re considering bankruptcy, get a personalized assessment of your options.
Contact our Alexandria office to schedule your free initial consultation by calling 318-625-7505. Phone and Video Appointments are Available. Simon Fitzgerald LLC is Louisiana’s oldest bankruptcy law firm. Click here to Schedule Your Free Consultation.