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The truth about bankruptcy

Filing for bankruptcy may allow you to eliminate credit card, medical and other types of debts. However, it's not uncommon for Louisiana residents to refrain from seeking this type of debt relief because of the stigma associated with doing so. Filing for bankruptcy...

What is the automatic stay in bankruptcy?

Bankruptcy helps consumers in Louisiana get some of their unsecured debts forgiven through liquidation or repayment. If consumers get behind on debt, they could get calls from collectors. However, the automatic stay of bankruptcy is beneficial in this situation....

What to know about the BAPCPA

Bankruptcy in Louisiana is a legal process that can help consumers remove certain unsecured debts. However, in 2005, Congress added more requirements under the Bankruptcy Abuse Prevention and Consumer Protection Act. Overview of the BAPCPA Congress enacted the BAPCPA...

Filing for bankruptcy when unemployed

Bankruptcy is a financial tool that provides relief for people who need to get rid of debt but may not have adequate income to do so. Both individuals and married couples can file for Chapter 7 or Chapter 13 bankruptcy. You can also file if you are currently...

What type of bankruptcy should you choose?

There are many reasons someone might choose to file for bankruptcy. Divorce, job loss, medical bills and student loans are a few. Bankruptcy is for people who have no reasonable hope of ever paying back all of their debt. If bill collectors are calling and you are...

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