Residents of Louisiana who are heavily in debt might want to consider their options for dealing with that debt. Although bankruptcy is often the ultimate solution, other avenues should be explored first. Two of them include debt settlement and debt consolidation....
A growing number of Americans are living paycheck-to-paycheck
While the average U.S. household income is about $50,000, it may not stretch far enough in between paychecks. As reported by CNBC, about 32% of working individuals find themselves short of cash before every payday. Researchers found that workers earning less than...
Warning signs of out-of-control debt
Filing bankruptcy in Louisiana is often a last resort, but it can be the best decision. Unfortunately, many people put off making the decision to file. This can lead to further issues with collections and judgments that only further aggravate your finances. The best...
Do you need insight into how to stay out of medical debt?
While currently in good health and enjoying life in Louisiana, a future medical emergency could put your financial health at risk as you attempt to improve your physical health. Do you know what to do to keep this from happening? Forbes details ways to avoid medical...
The two biggest sources of debt for millennials
Millennials in Louisiana and elsewhere have a rough go at earning a living wage and staying out of debt. While some may consider filing for bankruptcy to keep their heads above water, it is also a good idea to trace the original source of debt. The Washington...
How Louisiana residents can avoid debt relief traps
When bills start accumulating and it becomes increasingly challenging to meet payments every month, it can cause a tremendous amount of stress in a Louisiana household. Facing difficult financial situations is definitely not uncommon in this state or elsewhere. The...
Debt relief solutions vary according to circumstances
Like most Louisiana residents, you've likely overcome your share of financial challenges through the years. Sometimes, you might expect a tough time ahead, for instance, if you hear rumors at work that people in your department are going to be laid off or you learn...
How advanced technology affects those who need debt relief
It is not at all uncommon for Louisiana residents and others to encounter financial challenges in life. Any number of extenuating factors can prompt a serious need for debt relief. Such situations often also spark a series of unsolicited, potentially harassing phone...
Iconic company in another state announces debt relief plan
In Louisiana and elsewhere, hard copy newspaper companies are struggling. Analysts say most people nowadays read news online rather than pay for subscriptions to newspapers that are delivered in person. A publication that has been in business since 1868 recently...
A debt relief option that can help alleviate tax debt
Some Louisiana residents enjoy substantial refunds on their tax returns. Others, perhaps including some business owners, wind up facing heavy tax debt that they might not be prepared to meet. Especially if a business is already struggling financially, such crisis can...