Click to Call
CHAT

Shreveport
318-550-4873

Alexandria
318-598-4100

Lafayette
337-205-0492

Simon Fitzgerald LLC
Click to Call
CHAT

Shreveport
318-550-4873

Alexandria
318-598-4100

Lafayette
337-205-0492

x
Simon Fitzgerald LLC

Shreveport
318-550-4873

Alexandria
318-598-4100

Lafayette
337-205-0492

We are still taking clients during COVID-19 and taking extra precautions to protect our staff and clients.
How Long Does Bankruptcy Stay On My Credit Report?
  1. Home
  2.  » 
  3. How Does Bankruptcy Affect Your Credit?
  4.  » How Long Does Bankruptcy Stay On My Credit Report?

Bankruptcy And Your Consumer Credit Report

Chapter 13 does not remain on your credit report as long as Chapter 7. Generally, Chapter 13 is considered a less harsh remedy as it remains on your credit report for only seven years from the filing date. Chapter 7 has a more harsh effect as it remains on your credit report for 10 years. In some instances, a Chapter 13 that is later dismissed or not completed can also remain on your credit report for 10 years.

So How Long Does Bankruptcy Stay On Your Credit Report?

Direct answers to that question from the three major credit reporting agencies are provided below.

1. Experian
https://www.experian.com/blogs/ask-experian/infographic-how-long-does-something-stay-on-my-credit-report/

2. Equifax
https://help.equifax.com/s/article/ka1370000009FvfAAE/How-long-do-you-keep-my-credit-information

3. TransUnion
http://www.transunion.com/personal-credit/customer-support/faqs/credit-basics.page

The Louisiana bankruptcy attorneys at Simon Fitzgerald LLC, are here to answer all your questions. To schedule a free initial consultation with one of our lawyers, please contact our law firm by calling 888-341-8091.