On behalf of Simon Fitzgerald LLC | Mar 26, 2020 | Bankruptcy
If you want to file for bankruptcy protection, then you will have to choose which Chapter you will file. Chapter 7 bankruptcy allows you to liquidate your non-exempt assets to repay your debt and then the court dismisses any remaining debt you cannot pay off. Chapter...
On behalf of Simon Fitzgerald LLC | Mar 19, 2020 | Bankruptcy, Debt Relief
While the average U.S. household income is about $50,000, it may not stretch far enough in between paychecks. As reported by CNBC, about 32% of working individuals find themselves short of cash before every payday. Researchers found that workers earning less than...
On behalf of Simon Fitzgerald LLC | Feb 12, 2020 | Bankruptcy
Many people across the US file bankruptcy across the country each year, and there is a running theme surrounding the process: shame. There is a prevalent belief in American society that bankruptcy is embarrassing, or even an admission of defeat. The reality is that...
On behalf of Simon Fitzgerald LLC | Jan 30, 2020 | Bankruptcy
You know your financial situation better than anyone else in Shreveport; thus, you may wonder why many might question your decision to seek personal bankruptcy protection. While the social stigma regarding bankruptcy has faded somewhat in recent years, the...
On behalf of Simon Fitzgerald LLC | Jan 27, 2020 | Bankruptcy
If you owe a debt that you cannot pay in Louisiana and the creditor takes you to court to get a judgment against you, then the court can order you to pay the debt. If you do not pay it voluntarily, then the creditor may go back to the court and request the right...
On behalf of Simon Fitzgerald LLC | Jan 24, 2020 | Bankruptcy
If you or someone in your family in Louisiana contracts a disease, sustains a serious injury or otherwise becomes very ill, you may struggle with how to pay for the medical treatment necessary. The sheer cost of health care in America often prevents people from...
On behalf of Simon Fitzgerald LLC | Jan 21, 2020 | Bankruptcy
No resident of Louisiana wants to be in debt, but life is sometimes unpredictable. You cannot anticipate every financial issue that may come your way. If life circumstances lead you into debt, this does not make you a bad person. It does not justify the abusive...
On behalf of Simon Fitzgerald LLC | Dec 24, 2019 | Bankruptcy
Some Louisiana residents with debt problems try to avoid bankruptcy at all costs, fearing that the stigma of going through bankruptcy will brand them a financial failure. However, remaining under the pressure of financial debt without seeking bankruptcy relief can...
On behalf of Simon Fitzgerald LLC | Dec 6, 2019 | Bankruptcy
The idea of starting over financially may seem appealing to many people struggling with debt in Louisiana. However, if you have a sizable retirement account, beginning from scratch at this point in your career may feel terrifying. At Simon Fitzgerald LLC, we...
On behalf of Simon Fitzgerald LLC | Dec 4, 2019 | Bankruptcy
If your Louisiana job pays you a decent salary or wage, but you still find yourself swimming in debt to the extent that you fear your home will go into foreclosure, Chapter 13 bankruptcy may be the answer to your financial problems. Chapter 13 accounts for most...
